Fort Worth mortgage broker
We help Fort Worth buyers, homeowners, and investors compare home loans from the wholesale lenders we work with, and we explain every number before you decide.
Home loans for Fort Worth buyers
Whether it's your first home, your next one, or a move to Fort Worth from another state, we start with a monthly payment you're comfortable with.
We help first-time home buyers, move-up buyers, and families relocating to Texas. We'll compare the programs that fit and show you the full monthly payment for each, including property taxes, homeowners insurance, and HOA dues.
Refinancing a Fort Worth home
A refinance should leave you better off after costs. We compare a new loan with keeping the one you have.
- A rate-and-term refinance changes your rate, your term, or both.
- A Texas cash-out refinance or HELOC lets you borrow against your equity. On the home you live in, all loans combined can't exceed 80% of its value.
- If you already have an FHA loan, an FHA streamline refinance can lower your rate with less paperwork.
DSCR loans for Fort Worth rentals
Buying or refinancing a rental in Fort Worth? A DSCR loan can qualify you on the property's rent instead of your personal income.
- No personal income documents needed to qualify
- Close in the name of your LLC
- Long-term rentals, short-term rentals, and 2–4 unit properties can qualify, depending on the program
Building or renovating around Fort Worth
Building on a lot you own or are buying? A construction-to-permanent loan finances the build and your mortgage, with a one-time or two-time close.
Found the right location, but the home needs work? An FHA 203(k) or conventional renovation loan lets you buy it and fix it up with one mortgage.
What changes your payment in Tarrant County
Two homes at the same price can have very different monthly payments. These are the main reasons.
- Property taxes. Texas has no state property tax. Cities, counties, school districts, and special districts set their own rates, so the bill depends on exactly where the home is.
- Homestead exemption. On a home you live in, you can apply for a homestead exemption with your county's appraisal district. Most of Fort Worth is in Tarrant County, and parts of the city reach into Denton, Johnson, Parker, and Wise counties, each with its own appraisal district.
- Homeowners insurance. Premiums vary by home and by insurer, so get quotes early.
- HOA dues. If the neighborhood has a homeowners association, its dues count in your monthly budget.
Areas we serve around Fort Worth
We work with borrowers in Fort Worth, Arlington, Grapevine, Southlake, Colleyville, Keller, North Richland Hills, and Burleson.
We're licensed to originate loans throughout Texas, so we can also help if you're buying anywhere else in the state. You can talk with us by phone or email and apply online through our secure portal.
Fort Worth mortgage FAQ
Do you have an office in Fort Worth?
No. Our office is elsewhere in Dallas–Fort Worth, at the address at the bottom of this page. You can also talk with us by phone or email and apply online through our secure portal.
Do I need a mortgage company based in Fort Worth?
No. What matters is a licensed loan officer who knows how local property taxes, insurance, and HOA dues affect your payment. You can verify our company and each of our loan officers on NMLS Consumer Access (opens in a new tab).
Can you help me buy a rental property in Fort Worth?
Yes. We offer DSCR and other investment property loans, and we can review a rental's numbers with you before you make an offer.
What's the difference between a mortgage broker and a mortgage lender?
A mortgage lender funds the loan. As a broker, we work only with wholesale lenders: we compare their loan programs for you, arrange your loan with the lender that fits, and manage it through closing. The lender makes the final credit decision.
Meet your loan officers
Three licensed loan officers at a family-run brokerage, all speaking English and Telugu.
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Chandra Aumpojwalam (CJ)
Home purchase, Refinance, New construction
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Raghu Ampojwalam
Jumbo loans, Investment and DSCR loans, Construction-to-permanent
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Nageswari Namana (Naga)
Home purchase, Refinance, Home equity lines (HELOC)
What borrowers say
★★★★★
Worked with Raghu on several loans and he is very thorough, responds timely and answers all the questions we will have during the lending process and work towards closing before time. Highly recommend him.
★★★★★
Working with Raghu was a great experience. He laid out every loan option for my investment property purchase and patiently helped me figure out which one made the most sense. He deep knowledge of DSCR loans, prompt communication from start to finish, and ability to get us closed quickly were much appreciated. I would absolutely work with him again!
★★★★★
Loan process was quick and I was able to close my investment home in less than 10 days and rent it out before the schools even begin.
Reviews appear exactly as posted on our Google Business Profile. Read all our reviews on Google (opens in a new tab)
Let's look at your numbers together.
Call (817) 259-1972, schedule a consultation, or start your secure application when you're ready. Talking with us is free, and there's no credit check to get started.